At IUL Advisors we want to make sure you have all the information you need to confidently make the best decisions for your family. We partner with over 20 insurance carriers to provide you with a completely customized plan that provides the coverage you need. Whether you’re deciding between life insurance options, looking for mortgage protection, or considering final expense coverage, our agents are here to help you decide which insurance plan best fits your needs, and is well within your budget.
MORTGAGE PROTECTION INSURANCE
The home mortgage is typically any American family’s biggest investment as well as their largest monthly expense. Mortgage protection is more than a piece of paper, it’s an investment into your family’s future. With the proper coverage you can rest easy knowing your family will never lose their home, even if an unthinkable tragedy should occur.
FINAL EXPENSE INSURANCE
Final expenses are the costs that arise at the time of a person's death such as burial costs and medical expenses. Final Expense Insurance is a whole life insurance policy that is designed to pay off these expenses upon death and enables families to properly grieve their loved ones without the burden of large debts or unplanned costs.
TERM LIFE INSURANCE
Term insurance is life insurance set for a fixed period. You may select term life insurance for periods of time ranging from 10 to 30 years depending on your age and health. Many term life insurance plans can even be purchased without the need for a physical exam. We offer term product choices so that the term coverage you select best matches your needs.
PERMANENT & UNIVERSAL LIFE INSURANCE
Universal Life insurance is a permanent life insurance with flexible premiums and adjustable benefits. In addition to its cash values, which can be used for children’s educations, it can supplement retirement income and be used for incidental expenses. Universal life insurance is considered to be the most flexible type of life insurance.