12 Dec DO I QUALIFY FOR TERM LIFE INSURANCE?

When you apply for any type of life insurance, you need to answer some basic questions about your health and lifestyle. Most people who are generally healthy will qualify for coverage. You may even qualify for term life insurance even if you have some health problems already, although your premium will likely be higher.

For some policies, you do not need to submit evidence of insurability beyond the application questionnaire, meaning you shouldn’t need a physical examination to qualify for coverage.