RETIREMENT PROTECTION ANNUITIES

RETIREMENT PROTECTION ANNUITIES

Q : WHAT ARE THE ADVANTAGES OF RETIREMENT PROTECTION?

 

Many of the annuity and life insurance products available through IUL Advisors come with guarantees that can be invaluable to those concerned about not having enough retirement income from other sources.

The best part is that choosing a product with guarantees does not mean you have to give up the potential for growth in your annuity or cash value life insurance policy.

 

Q : WHEN SHOULD I BUY RETIREMENT PROTECTION?

 

When you are saving for your retirement, the best time to buy retirement protection through annuities or life insurance is now.
Most annuity purchasers do so before they reach retirement age. Annuity products often come with surrender charges for a period of time after making the initial purchase, so it’s important to understand how each policy you are considering treats withdrawals, especially in the early years of the contract.



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